West Virginia Car Insurance

Local West Virginia insurance agents can give you quotes from many companies approved to sell insurance in West Virginia, and they also provide you with professional advice and guidance. Car insurance rates don't always go up, and in fact they do decrease occassionally.

There is a very good chance that you are currently paying too much for car insurance.

One Quick Form, Multiple West Virginia Quotes!

With over 1,819,777 people in the state of West Virginia, you wouldn't think one of the most stolen vehicles in West Virginia would be a 1998 Ford Ranger, but it is. But don't think that your car can't be stolen just because you live in West Virginia. If you own a home in West Virginia, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another. Insurance companies base their rates on many different factors, some of which are not under your control.

West Virginia Admitted Car Insurance Companies

It only takes about five minutes to get multiple estimates from different companies in your area. Prepare to pay more for physical damage coverage than liability coverage. Liability averages about $502, while physical damage insurance costs $473 for the average West Virginia driver.

Compare West Virginia Car Insurance Rates

Keep in mind when getting a West Virginia car insurance quote that the West Virginia state minimum liability limits are 20,000/40,000/10,000. You will want to buy more liability insurance than that however.

Pay Less for West Virginia Car Insurance

Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

A West Virginia car insurance rate comparison can easily be done simply by clicking the 'Start' button at the top of our site. People who buy insurance online are more likely to find lower rates because they can compare more rates more quickly.

Buy Online or Find a West Virginia Agent

Comparing West Virginia car insurance prices online can take less that five minutes simply by clicking the big green Start button at the top of our site. Out of the more than 1,272,100 people driving in West Virginia, many of those consumers have saved money on car insurance.

Lower your West Virginia Car Insurance with These Tips

  • Filing excessive claims will not only raise your rates, but may also force your policy to be cancelled by your insurance company
  • Making your policy payments in installments can actually cost you more than paying it in full
  • Drivers who tend to get speeding tickets and other violations pay higher premiums
  • Find cheaper car insurance by clicking the 'Start' button at the top of this page
  • West Virginia drivers can save significantly by purchasing their home (or renters) insurance and car insurance from the same company
  • Compare rates now! You might be able to save 40% or more on car insurance in about 5 minutes!

Many consumers still prefer to use an insurance agent rather than buying insurance on the web. Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list.

Many consumers save hundreds of dollars a year by comparing rates! Click to start a quote!

Compare West Virginia Rates
Most Stolen Cars in West Virginia
  • 1998 Ford Ranger
  • 2000 Ford Explorer
  • 1995 Jeep Cherokee/Grand Cherokee
  • 1993 Honda Accord
  • 1988 Ford F150 Pickup
  • 1996 Ford Taurus
  • 2005 Dodge Neon
  • 1994 Chevrolet Conventional Cab 4x4 Pick
  • 1998 Ford Excort
  • 1997 Chevrolet Cavalier
Related Web Searches

The following are actual search phrases used by West Virginia consumers when searching for car insurance online. Click on any phrase to perform a web search.

West Virginia Insurance Statistics
  • Minimum liability requirements in WV are $20,000 per person, $40,000 per accident, and $10,000 in property damage liability
  • There are 1,819,777 people in WV, over 1,272,100 licensed drivers, and over 2,741 vehicle thefts each year
  • Comprehensive coverage costs and average of $177 and collision coverage averages $296. Liability insurance is an additional $502.
  • West Virginia ranks 18 out of 50 states for car insurance costs. Average car insurance rates in WV are $819.
  • Homeowners insurance in West Virginia average $646 but if you combine your home and car insurance with the same company you could get a discount.